Me & girlfriend saving for future together, whats a good account to open?
Me and my girlfriend are going with an idea to open an account together and put money into it until we decide to get married. We both want marriage so we figure y not do somethin now until we get to that point to help out. The money isn’t for nothing specific yet possibly honeymoon money, house down payment, who knows. What would be a good way to go about saving this money, just open a regular savings account or something different like a c.d or something? We plan to make like a ten dollar deposit every time each of us gets paid and put more in whenever we want to.
Answer by bdat40oz
I would contribute to a money market fund. I would also keep some money on the side for your self and your hussies. Hey you never know when you might need money for a rub and a tug from Canada.
Answer by Kflo
The orange account from ING. Has a much higher yield than most c.d.’s and unlike a money market, you can make withdrawls or deposits anytime.
Answer by MISS-MARY
I’d start with the savings account and then when you gat up to $ 250. go buy a CD and keep it going like that. Get the highest interest rate and move it if it comes due and there is a higher rate at another bank. Make the money work for you. the savings rates stink. Plan on the timeframe yoou will need the money like a honeymoon and schedule them to come due at about the same time, when you will need them. You may decide to take a cheap honeymoon and wait for that house when you see the nest egg grow a little. Smart move.
Answer by abandoned_freight_train
Well buddy. Seriously, if you guys havent been together for a long time…In my most honest opinion ever. Best account type to open…is a SEPERATE account. Seriously. Doesnt hurt to save seperately. In the long run you may actually be thankful. Or you both saved up a whole lot and can then combine your amounts and make further investments. In a more together kind of way. Good luck
Answer by amshamah
I’d Invest it in a low-risk stock portfolio. Personally I have my funds in the market and it is doing alot better than if I were to have placed them in a bank. The other thing with stock portfolios is that if for some reason you want some cah, you call you broker and tell them to send a check for the amount you want.
What do you think? Answer below!
can anyone tell me whats my future in love my zodiac sign is VIRGO?
help me please i had only had one love in my life till now is like their some one else like close to me that i dont now but hes going to tell me he likes me or something like that HELP!!!!
Answer by kankarnearnas
A question of the young. Been there, done that. I am a V too. You will have many loves…..you’ll get on well with earth signs….don’t be anxious over this…there are eath sign men all over the globe that would love to have you.
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Posts Related to Me & girlfriend saving for future together, whats a good account to open?
seperate accounts until you get married then you can join them.
Since it seems like you will be taking the money out in a few years or less a high interest savings account makes the most sense.
Above “Ing” was mentioned, it has a 4.5% rate with no fees or minimums, good but there are better accounts.
http://www.emigrantdirect.com is 5.05%
http://www.hsbcdirect.com is 5.05%
http://www.theapplebank.com/grandyielddirect/ is 5.25%
all of these have no fees and no minimums.
I strongly suggest you to let her save her money in her account.
Not a good ideal to open a joint account unless your married. Things may change between the two of you and the marriage could be called off. Yes, your in love now, but who can predict the future. The two of you should open your own accounts, but individually.